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Lafayette Uber, Lyft & Rideshare Accident Lawyers

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    Uber, Lyft & Rideshare Accident Lawyers in Lafayette

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    When a rideshare trip goes wrong, the aftermath is confusing—multiple insurers, shifting coverage depending on the driver’s app status, and finger-pointing between drivers and platforms. At highway speeds on I-10, around Lafayette Regional Airport, or downtown during Festival International, an Uber or Lyft crash can leave you with serious injuries and more questions than answers. Unlike typical car accidents, rideshare cases require navigating multiple insurance layers.

    According to Uber’s own safety data, 153 people died in Uber crashes nationwide between 2021 and 2022. Lyft’s own reports show similar risks, with accidents most often tied to distracted and fatigued drivers. While most rides are completed safely, the risks are real—and victims deserve protection. Uber’s earlier reports also revealed 97 fatal crashes in 2017–2018, leading to 107 deaths, showing the risks have persisted over time. At Brandt & Sherman, we’ve spent more than 50 years fighting insurance Goliaths in Louisiana. We know rideshare cases, and we move fast to protect your claim. There are absolutely no fees unless we win.

    Why Rideshare Crashes Are Different in Lafayette

    Uber and Lyft collisions aren’t typical car accidents. Coverage changes by the minute depending on the driver’s “status,” evidence lives inside the apps, and more than one insurer may be on the hook. We gather the digital breadcrumbs—trip logs, driver status, telematics, dashcam or phone data—and match them against police reports and witness statements to prove who’s accountable under Louisiana’s fault rules.

    If you were hurt in a Lafayette Uber or Lyft crash, don’t wait. Call Brandt & Sherman today—your consultation is free, and you pay nothing unless we win.

    Who Can Be Held Responsible After an Uber or Lyft Crash?

    Louisiana is a fault state, which means you seek compensation from the at-fault party. In rideshare cases, liability may include multiple parties:

    • The Uber/Lyft driver if they were negligent—such as speeding, distracted driving, or driving under the influence.
    • Another driver if their negligence caused the crash.
    • Uber or Lyft, when the driver was active on the app and transporting or picking up passengers (coverage depends on app status).
    • Commercial carriers or trucking companies if a commercial vehicle was involved.
    • Third parties, such as maintenance companies, road contractors, or vehicle manufacturers, if their negligence or defects contributed.

    If the crash resulted in a death, our fatal car accident lawyers guide families through wrongful death and survival actions.

    How Uber & Lyft Insurance Works in Louisiana

    Insurance coverage depends on the driver’s app status at the moment of the crash. In plain English: the more “on duty” the driver is, the more coverage there is for injured people.

    • App off: Only the driver’s personal auto policy applies; Uber/Lyft do not provide coverage.
    • App on, waiting for a ride: Contingent third-party liability typically up to $50,000 per person, $100,000 per accident, and $25,000 property damage if the driver’s insurer denies or is insufficient.
    • On the way to pick up or carrying a passenger: Up to $1,000,000 in third-party liability, plus uninsured/underinsured motorist coverage that can protect passengers and others when the at-fault driver has too little insurance.

    This coverage can include medical expenses, lost wages, property damage, and, in tragic cases, wrongful death damages. We verify status directly from platform records and preserve the proof before it disappears.

    Common Causes of Uber & Lyft Accidents in Lafayette

    Rideshare drivers juggle navigation, incoming ride requests, and passenger interactions—often late at night or after long shifts. Frequent factors include:

    • Distracted driving from apps or phones
    • Speeding to make pickups and maximize earnings
    • Driver fatigue after long hours or multiple jobs
    • Impaired driving from alcohol or drugs
    • Unsafe lane changes near merges or busy intersections
    • Poor vehicle maintenance

    Crashes often happen around nightlife corridors, major events like Festival International, and congested routes like Johnston Street and Ambassador Caffery Parkway. Accidents are also common near UL Lafayette football games, downtown concerts, and Lafayette Regional Airport, where traffic spikes during weekends and events.

    What to Do After a Rideshare Crash in Lafayette

    Taking the right steps after an Uber or Lyft crash can protect your health and your legal rights:

    1. Seek medical attention immediately. Even if you feel fine, some injuries appear later. Prompt treatment protects your health and creates vital documentation.
    2. Report the accident to the police. A police report is crucial evidence for proving liability.
    3. Move to safety and gather evidence. If you’re able, take photos of the vehicles, road conditions, and your injuries. Collect names and contact information for the driver, other parties, and witnesses.
    4. Save app data. Screenshot the trip screen and driver details.
    5. Contact an experienced rideshare accident lawyer. Avoid giving recorded statements to insurers before you have legal representation—rideshare claims often involve multiple insurance companies.

    What Compensation Can You Recover?

    A rideshare claim can include medical expenses now and in the future, lost wages and reduced earning ability, pain and suffering, and property damage. When crashes are severe, we pursue life-care planning, vocational losses, and other long-term harms. If a loved one was killed in an Uber or Lyft crash, our fatal car accident lawyers can pursue wrongful death and survival claims for your family.

    How Our Lafayette Uber & Lyft Accident Lawyers Build Your Case

    We start by preserving app data and driver status, obtaining the Louisiana crash report, and interviewing witnesses. We work with reconstructionists and, when needed, experts in mobile telemetry and human factors to show exactly how negligence caused the collision. Our team identifies every available policy—personal, commercial, and rideshare—and negotiates from a position of strength. If insurers won’t pay fairly, we are ready for trial.

    Why Choose Brandt & Sherman

    You get a team with deep Louisiana experience in complex motor-vehicle cases. Families across the state trust us as proven Uber and Lyft crash attorneys in Louisiana — the team people turn to when they need an experienced Uber crash attorney in Louisiana with the resources to take on national insurers. We communicate clearly, move quickly, and front all case costs. You pay nothing unless we win.

    There are never any upfront costs — you only pay if we win.

    FAQs About Uber & Lyft Accidents in Lafayette

    If the driver was en route to you or you were already in the vehicle, the platform’s $1M third-party liability coverage is typically available, and uninsured/underinsured motorist coverage can apply if another driver caused the crash with too little insurance. We confirm eligibility by pulling driver status and trip records. If you were injured as a passenger, speaking with an experienced rideshare accident lawyer in Lafayette can help confirm which coverage applies and protect your rights.

    Drivers are classified as independent contractors, so direct lawsuits against the platform are limited. The bigger path is usually through insurance: the driver’s personal policy, the platform’s contingent coverage, or the $1M policy when the ride is active. We also evaluate claims against other negligent drivers or third parties when evidence supports it.

    Louisiana’s fault system lets you pursue the at-fault driver’s insurer. If they’re uninsured or underinsured, the rideshare UM/UIM coverage may help when the ride was active. We coordinate claims so nothing falls through the cracks.

    Louisiana generally gives you one year from the crash date to file a lawsuit. This deadline comes from Louisiana Civil Code Article 3492 — one of the shortest in the U.S. — so preserving evidence early is critical.

    No—the same insurance structure applies. If the rideshare driver was active on the app, platform coverage may be available to you as another motorist, cyclist, or pedestrian.

    Compensation after a rideshare accident can include medical expenses (past and future), lost wages and reduced earning potential, pain and suffering, property damage, and wrongful death damages such as funeral costs, loss of support, and companionship.

    Crashes with big rigs bring additional rules and insurers. Our truck accident lawyers handle these cases regularly and can integrate the rideshare and commercial claims.

    No—maintenance is the driver’s responsibility. We review service records, past defects, and any recalls that may have contributed to the crash.

    Speak With a Lafayette Distracted Driving Accident Lawyer Today

    You don’t have to face insurers alone. Call Brandt & Sherman today for a free consultation with a Lafayette distracted driving accident lawyer. We’ll investigate your case, hold the negligent driver accountable, and fight for the compensation you deserve. You never pay fees unless we win.

    Recent Case Results

    Big Rig Hits Passenger Car

    Awarded:
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    Company Pickup Hits Elderly Couple’s SUV

    Awarded:
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    Pickup Fails to Yield to Passenger Car

    Awarded:
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    Rear-Ended by a Car with Failed Brakes

    Awarded:
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    Faculty Tire Rotation Incurred Incident

    Awarded:
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    Loaded Item Falling Out of a Pickup Truck

    Awarded:
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    SEE MORE CASE RESULTS

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      Lafayette, LA
      111 Mercury St. Lafayette, LA 70503

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