Brandt & Sherman logo
SCHEDULE A FREE CONSULTATION

Lafayette Car Accident Lawyer

We're the Top Personal Injury Attorneys in Louisana
Over 50 Years Combined Experience
Top Louisiana Lawyers badgeMillion Dollar Advocates Forum badge10 Best Personal Injury Attorneys badgeMulti-Million Dollar Advocated badgeBest Attorneys of America badge

Injured? Get a Free Consultation Now!




    Car Accident Attorney in Lafayette

    heading border

    Get the car accident injury settlement you’re owed.

    We'll fight the goliaths for you.

    A car wreck can change your life in seconds. One moment you're driving down Johnston Street or merging onto I-10, and the next you're dealing with pain, a totaled vehicle, missed work, and an insurance adjuster who wants to settle before you even know how badly you're hurt.

    The Lafayette car accident lawyers at Brandt & Sherman have spent more than 50 years combined fighting legal Goliaths — the insurance companies and their defense teams — on behalf of injured people across Acadiana. We've recovered millions for Louisiana families, and we work directly with you from day one. You'll never pay a fee unless we win.

    If you or someone you love was hurt in a crash in Lafayette or anywhere in Louisiana, call (337) 800-4000 for a free consultation.

    How Long Do You Have to File a Car Accident Lawsuit in Louisiana?

    For crashes that happened on or after July 1, 2024, you generally have two years from the date of the accident to file a lawsuit (La. Civ. Code art. 3493.1). Older crashes are governed by the previous one-year deadline.

    Two years sounds like plenty of time, but evidence disappears fast — vehicles get repaired, camera footage gets erased, and witnesses' memories fade. The sooner we start, the stronger your case. And if a crash proves fatal, wrongful death claims follow their own timing rules — since August 2025, generally one year from the death or two years from the injury, whichever is longer (La. Civ. Code art. 2315.2). Don't guess at deadlines; let us calculate yours.

    Louisiana Car Accident Laws Changed — Here's What It Means for Your Claim

    Louisiana rewrote major parts of its injury laws in 2024 and 2025. If you're relying on advice from a few years ago (or an old blog post), it may now be wrong. Three changes matter most:

    • The filing deadline doubled. Most car accident victims now have two years, not one, to bring a claim.
    • Fault rules got stricter. Louisiana uses comparative fault (La. Civ. Code art. 2323) — your recovery is reduced by your percentage of blame. For accidents on or after January 1, 2026, the rules changed again: a victim found 51% or more at fault recovers nothing. Crashes before that date remain under the older pure comparative fault rule. Either way, the fault investigation is now the single most important fight in your case — and insurers know it.
    • "No Pay, No Play" penalties increased sharply. If you were driving without insurance when someone else hit you, Louisiana law (La. R.S. 32:866) now blocks you from recovering the first $100,000 of your bodily injury damages — up from $15,000 before August 2025 — and the property damage threshold rose as well. There are exceptions (for example, when the at-fault driver is convicted of DWI, fled the scene, or hit your legally parked car), and we can evaluate whether one applies to you.

    What Should You Do After a Car Accident in Lafayette?

    What you do in the first hours and days protects both your health and your claim:

    1. Call 911 and report the crash. Tell the officer the truth, but don't apologize or guess about fault.
    2. Photograph everything — vehicle damage, license plates, insurance cards, the roadway, traffic signals, and your visible injuries.
    3. Get checked by a doctor, even if you feel okay. Adrenaline masks injuries, and gaps in treatment are the first thing adjusters use against you.
    4. Don't give a recorded statement to the other driver's insurer, and don't accept a quick check.
    5. Call a lawyer early. The insurance company starts building its defense the day of the crash. So should you.

    For a deeper walkthrough, see our guide on what to do after a car accident in Louisiana.

    Common Causes of Car Accidents We See in Acadiana

    Who Pays for Your Injuries?

    Louisiana drivers are only required to carry 15/30/25 liability coverage — $15,000 per injured person, $30,000 per accident, and $25,000 for property damage. Serious injuries blow past those limits quickly, and roughly one in ten Louisiana drivers carries no insurance at all.

    That's why we look at every available source of recovery: the at-fault driver's policy, your own uninsured/underinsured motorist (UM) coverage, umbrella policies, and — when a commercial vehicle or rideshare is involved — the much larger commercial policies behind them. If you're wondering who covers your treatment in the meantime, we've explained it here: who pays medical bills after a car accident in Louisiana.

    What Compensation Can You Recover?

    • All accident-related medical care, now and in the future
    • Lost wages and diminished earning capacity
    • Pain, suffering, and emotional distress
    • Vehicle damage and rental costs
    • Disability and loss of enjoyment of life
    • In fatal crashes, wrongful death damages for the family

    Why Lafayette Drivers Choose Brandt & Sherman

    We're not a billboard firm that signs you up and hands your file to a case manager. When you hire Brandt & Sherman, you work with our attorneys — Charles Brandt, Kyle Sherman, and Bobby Brandt — who have recovered results including $3,500,000 for a couple hit by a company pickup and $1,550,000 for a client struck by a big rig.

    We know Lafayette's roads, courts, and juries, and we prepare every case as if it's going to trial. That preparation is exactly what gets insurance companies to pay full value.

    Results may vary depending on your particular facts and legal circumstances.

    Car Accident Lawyer Q&A

    Nothing up front. We work on contingency — our fee is a percentage of what we recover for you, and if we don't win, you owe us nothing. Here's how paying a personal injury lawyer works in Louisiana.

    Don't sign anything before you understand what your case is actually worth. First offers are almost always a fraction of full value, and once you sign a release, the claim is over — forever.

    You may still recover, reduced by your percentage of fault — but because Louisiana's new fault rules can bar recovery for drivers found mostly at fault, disputed-fault cases need a lawyer more than ever. Don't accept an adjuster's fault assessment as final.

    What happens depends on your own uninsured motorist coverage. That is what uninsured motorist (UM) coverage is for. It pays for your injury damages when the at-fault driver doesn't have a policy to collect against. Read our overview of uninsured motorists in Louisiana.

    Understanding Liability in a Car Crash Caused by Another Driver

    If another driver's actions lead to your car accident, determining who is responsible for the financial damages becomes crucial. Typically, the liability rests with the driver whose negligent behavior triggered the crash.

    Why Multi-Vehicle Collisions Are Complex

    In accidents involving multiple vehicles, untangling who is at fault is often challenging. It requires establishing proof, assigning liability, and sometimes battling for financial compensation. Seeking guidance from a personal injury lawyer, who understands the nuances of state-specific laws, can help clarify your rights and duties.

    What Is Comparative Fault?

    Understanding comparative fault is essential in multi-car crashes. Each state interprets this differently, and it's crucial to know how these laws affect your case.

    How Comparative Fault Works

    In Louisiana, for example, the comparative fault rule reduces your compensation based on your level of responsibility for the accident. Say you're found 20% at fault; you'd receive 80% of your total damages. A knowledgeable attorney can assist in clearly defining the negligent parties and advocate for you to get the compensation you deserve. Navigating post-accident legalities may seem daunting, but with the right help, you can sort out liability and pursue fair financial recovery effectively.

    How Long Does a Car Accident Claim Take to Settle?

    Determining the exact duration for a car accident claim to settle can be tricky. It's highly dependent on various factors that revolve around your willingness to accept or reject a financial offer, rather than solely relying on your attorney's input.

    Factors Influencing the Settlement Timeline

    1. Establishing Liability: The time it takes to clearly establish who was at fault in the accident can vary. This may involve gathering evidence, witness testimonies, and police reports.

    2. Calculating Expenses and Losses: Accurately assessing your medical expenses, lost wages, property damage, and other related costs is essential for negotiating a fair settlement.

    3. Evaluating Offers: You must decide when an offer is satisfactory. Rushed settlements may seem appealing, but they often do not cover unforeseen expenses.

    4. Extent of Injury: Before entering into a settlement, a clear understanding of the extent of the injury and what medical treatment will be required in the future. If an immediate surgery is required, the claimant should not enter into a settlement until it is determined if the surgery is successful and/ or if additional treatment will be required before resolving the case.

    The Role of Patience

    While a fast settlement might seem attractive, it could result in accepting less compensation than you deserve. It's crucial to carefully evaluate any offers, especially those from insurance companies. A rush to settle may leave you shouldering additional costs down the line.

    Legal Guidance

    Your lawyer serves as a vital resource during negotiations. They can help calculate a suitable compensation amount and provide a realistic picture of what your claim is worth, aiding you in making informed decisions at each step.

    Ultimately, while each case is unique, knowing these aspects can prepare you better for the timeline ahead and help ensure a fair outcome.

    Can I File a Car Accident Injury Claim for My Child?

    Absolutely, you can file a car accident injury claim on behalf of your child. As a parent or legal guardian, you're responsible for seeking the compensation your child is entitled to, just as any adult in a similar situation would.

    Children cannot represent themselves legally, so it falls on you to ensure their rights are protected, often with the help of an attorney. Here's how you can proceed:

    1. Consult with a Lawyer: A personal injury attorney who specializes in car accident claims can guide you through the process and advocate on your child's behalf.

    2. Gather Evidence: Collect all relevant documentation, such as medical records, accident reports, and any witness statements to support your claim.

    3. Calculate Damages: Work with your attorney to assess the full extent of your child's injuries and their impact, both immediate and long-term. This calculation will factor in medical expenses, emotional trauma, and other relevant damages.

    4. File the Claim: With your lawyer's help, submit the claim to the insurance company or, if necessary, prepare to take the case to court to ensure fair compensation for your child.

    By taking these steps, you help your child receive the restitution they deserve. Remember, professional legal advice is invaluable in these circumstances, ensuring that all aspects of the claim are handled thoroughly and effectively.

    You now have two years, for accidents that occurred on or after July 1, 2024. The date of your crash decides which one applies to you (La. Civ. Code art. 3493.1).

    For accidents before July 1, 2024 the deadline is one year. Exceptions exist. Prescription can be suspended for minors and in other narrow circumstances, so call before you assume your claim is gone.

    Two years sounds like a long time, but waiting is still a bad idea. Evidence goes stale, witnesses move and get harder to reach, and vehicles get repaired or scrapped. Claims typically settle without a lawsuit, but an insurer that knows the deadline has passed has no reason to pay you.

    Finding yourself in a car accident without injuries might leave you wondering if involving a lawyer is even necessary. In straightforward cases where injuries aren't present, you might feel confident handling insurance claims for property damage on your own. However, there are several reasons why consulting a lawyer could still be beneficial.

    1. Complex Claims Management: Even if you aren't injured, the claims process can become complicated, especially when negotiating with insurance companies. They might try to minimize the payout on your property damage or any other compensation you might be entitled to.

    2. Hidden Issues: Sometimes, injuries or vehicle damages aren't immediately apparent. A lawyer can advise on the potential long-term implications and ensure you don't overlook anything critical.

    3. Maximizing Compensation: Without legal guidance, you might miss out on certain compensations you're eligible for. A lawyer can help identify all possible claims, such as lost wages if the accident disrupted your work schedule.

    4. Free Consultations: Many law firms offer free consultations, allowing you to explore your options without financial commitments. This means you can gain valuable advice without immediate costs.

    5. Peace of Mind: Consulting a legal professional can provide reassurance that you're making informed decisions throughout the claims process.

    Ultimately, having a discussion with a car accident lawyer can provide you with clarity on the best course of action based on your situation. It all comes down to weighing the potential benefits against the straightforwardness of your particular case.

    The consultation is free, there's no obligation, and you pay nothing unless we win. Call (337) 800-4000 or contact us online. We serve Lafayette and all of Acadiana — including New Iberia, Opelousas, Youngsville, Broussard, Carencro, Scott, Breaux Bridge, and Crowley.

    Additional Resources in Lafayette

    Louisiana Department of Insurance - Auto Insurance Guide: Offers information on auto insurance in Louisiana, including understanding policies, coverage options, and consumer rights.
    Centers for Disease Control and Prevention - Motor Vehicle Safety: Provides information on motor vehicle safety, including research and data on accidents, prevention strategies, and safety tips.
    Louisiana State Bar Association - Public Resources: Offers resources and legal information for the public, including access to legal services and guidance on various legal topics, including personal injury and motor vehicle law.
    Louisiana Highway Safety Commission - This resource offers information on road safety in Louisiana, including initiatives, laws, and programs aimed at reducing traffic accidents and promoting safe driving.

    Recent Case Results

    Big Rig Hits Passenger Car

    Awarded:
    $1,550,000

    Company Pickup Hits Elderly Couple’s SUV

    Awarded:
    $3,500,000

    Pickup Fails to Yield to Passenger Car

    Awarded:
    $913,338

    Rear-Ended by a Car with Failed Brakes

    Awarded:
    $1,100,000

    Faculty Tire Rotation Incurred Incident

    Awarded:
    $610,413

    Loaded Item Falling Out of a Pickup Truck

    Awarded:
    $511,421
    SEE MORE CASE RESULTS

    Wondering How to Find a Lawyer Near You?

    Contact Brandt & Sherman. Your Lawyers, Your Voice.

    (337) 800-4000

    What Our Clients Say About Us

    heading border
    • William

      Truck Accident Victim

      Abby

      Truck Accident Victim

      Priscilla Guidry

      Truck Accident Victim
      5-star rating
      title border left
      Priscilla Guidry
      title border right
      "Very good representation. Friendly."
    • Eric Coon

      Truck Accident Victim
      5-star rating
      title border left
      Eric Coon
      title border right
      "Met with attorney. Very kind and helpful."

      Warren Thomas

      Truck Accident Victim
      5-star rating
      title border left
      Warren Thomas
      title border right
      "Always quick response on phone calls did what the said they were going to and kept me updated no matter situation."

      Jeremy Andrew

      Truck Accident Victim
      5-star rating
      title border left
      Jeremy Andrew
      title border right
      "Very helpful throughout the whole process with anything and everything that I had need."
    MORE TESTIMONIALS

    Contact Us

    Injured? GET A FREE CONSULTATION NOW!
    Wondering how to find an injury lawyer in Louisiana? Contact Brandt & Sherman. Your Lawyers, Your Voice.




      Contact
      Lafayette, LA
      111 Mercury St. Lafayette, LA 70503

      © 2025 Brandt & Sherman Injury Lawyers | All Rights Reserved | Terms & Conditions | Privacy Policy

      starchevron-down linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram